The house of Heine Brothers, in Munich, was of good repute at the time of which I am about to tell,—a time not long ago; and is so still, I trust. It was of good repute in its own way, seeing that no man doubted the word or solvency of Heine Brothers; but they did not possess, as bankers, what would in England be considered a large or profitable business. The operations of English bankers are bewildering in their magnitude. Legions of clerks are employed. The senior book-keepers, though only salaried servants, are themselves great men; while the real partners are inscrutable, mysterious, opulent beyond measure, and altogether unknown to their customers.

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